V. M. Chaudhari, Mayuri Farmer
This study captured the perceptions
of bank branch managers on working of The Gujarat State Co-Operative
Agricultural & Rural Development Bank Ltd. (GSCARDB). The managers were
asked to rate 30 perceptions to which extent they agree or disagree with each
perception statement about GSCARD bank. This study was conducted in six
districts of Gujarat State. Primary
research among the branch managers was carried out using structured
questionnaire. Descriptive analysis, normality checks, one sample t-test etc.
are carried out.
The study finding shows that the bank managers have
better perceptions on The GSCARD Bank about loan sanctioning and disbursement,
meeting the needs and providing rebate/incentives to borrowers and support to
branches. They have shown lower perception levels about stamp duty charges,
rate of interest, competition scenario, technology up gradation and staffing
needs, which GSCARD bank can further investigate and take strategic decisions
on these lines.
Co-Operative,
Perceptions, Agriculture, Rural Development, Credit, Loan, Bank
VOL.14, ISSUE No.1, March 2022